Your path to keys

How buying a Gibraltar home works

Eight steps, in order, from the first tour to the day you get the keys. Most of it is the same whether you buy a finished house, one that is still framing, or a plan on your own lot. Where it differs, we say so.

3Ways to buy
7Plans
13Build stages
2Walkthroughs

The whole trip on one line

Tap a stop to jump to it. The big decisions are all in the first five. After that, the house does most of the work and we send you pictures.

Three ways in

Which door you use changes how fast the trip is and how many choices you get to make. Pick the one that matches your timing.

Middle

A home under construction

Framed or further along. You get photo updates as it moves and a walkthrough before the walls close if you are early enough. Some selections are still open, depending on the stage.

Most choices

A plan on a lot

Your land or one of ours. Pick the plan, the garage side, the exterior colors, and change what you want before the slab is poured. The longest road and the most yours.

Before the contract
01
Find the house

Start with what exists

Seven plans, 1,800 to 2,192 square feet, built across Brevard County. Some are finished, some are framing, some are a lot and a drawing. Tell us the size you need, the area you want, and whether you already own land. We show you what is standing, what is framed, and what is still dirt.

You
  • Pick a plan size and a part of the county.
  • Say if you own a lot or want one of ours.
  • Say when you need to move.
Gibraltar
  • Match you to homes that fit the timing.
  • Show current inventory and what is coming.
  • Tell you plainly which door you are in.
02
Walk it

Tour a real house, not a rendering

Request a tour or call the sales line and an agent sets a time. On open house days the model is open with an agent on site. Bring your own realtor if you have one. Everyone who visits a model signs in and names their agent, so the right people get credit later and nobody argues about it at closing.

You
  • Walk the house. Open the drawers. Stand in the garage.
  • Sign in at the model and name your agent, if you have one.
  • Ask about price, what is included, and what is next.
Gibraltar
  • Show you the included finishes, not the upsell.
  • Answer the questions about the lot, the well, the septic.
  • Point you to the next step that fits you.
03
Line up the money

Get pre-approved before you fall for a house

Talk to a lender early. We work with preferred lenders who have closed Gibraltar homes before and who underwrite you up front, so a contract does not fall apart in week six. Builder credits, which we call FlexCash, are available only when you use a preferred lender. They can go toward closing costs, upgrades, or buying down your rate, and they are written on the contract line by line.

Veteran, first-time buyer, self-employed with bank statements instead of W-2s: there is a preferred lender for each. Already own a buildable lot? Lot equity can count toward your down payment.

You
  • Pick a lender. Ours or yours.
  • Get a pre-approval letter or proof of funds.
  • Decide how you want any credit applied.
Gibraltar
  • Introduce you to the preferred lender that fits your situation.
  • Explain FlexCash in numbers, not slogans.
  • Tell you up front if the deal does not fit.
The contract
04
Pick the details

Plan, garage side, lot, colors

On a new build you choose the plan, the elevation (garage on the left or the right), the lot, and the exterior colors: stucco body and garage door. Front door and trim come preset so the street looks right. Floor tile follows the body color. Change anything you want before the slab with no change-order fee. Once we start, a change costs $1,500 plus the work, because changing a framed house is real work. Selections are signed off by Stage 3, framing.

You
  • Choose the plan and the garage side.
  • Pick body and garage door colors.
  • Decide on upgrades before the slab, not after.
Gibraltar
  • Show you the color sheet and the spec sheet.
  • Price any change in writing before it happens.
  • Remind you of the selection deadline at each stage update.
05
Sign and deposit

One contract, on our paper

You sign the Gibraltar purchase contract with its exhibits: the plan rendering and the drainage plan (well, septic and easements marked, and you initial it), your pre-approval letter or proof of funds, the spec sheet, your color selections, and a change order form. The initial deposit is paid at signing. From here your home gets its own update thread, and the project manager knows your name.

You
  • Read the exhibits. Initial the drainage plan.
  • Pay the initial deposit.
  • Keep your lender moving.
Gibraltar
  • Write every credit on the contract, not off the price.
  • Hand the file to production.
  • Start your photo updates at Stage 1.
The build
06
Watch it go up

Thirteen stages, with pictures

From broken ground to the certificate of occupancy, every house moves through the same 13 stages, and you get a photo update when each one completes. If you contracted before framing finished, you walk the frame at Stage 3 before the walls close. Official inspections happen at Stage 10. Want your own inspector too? Bring one. Just tell your agent or our team so production is there and can act on what they find. At Stage 11 the county agrees it is a house.

You
  • Walk the frame at Stage 3, if you are early enough.
  • Hire your own inspector if you want one.
  • Keep the lender and insurance on schedule for closing.
Gibraltar
  • Send a photo update at every completed stage.
  • Run the county inspections and fix what they flag.
  • Give you a straight answer when you ask where the house is.
07
Blue tape, then paper

Two walkthroughs, both in writing

Stage 12. You walk the finished house with a roll of blue tape and mark every item you want fixed, big or small. We log all of them. Nothing gets "mentioned in the hallway." Then you walk it again with the build team, on paper, and sign off. You also get the homeowner's manual at the blue-tape walk: filter sizes, paint care, what to do with a septic system, who to call.

You
  • Tape everything. Be picky. That is the point.
  • Do the final walk with the build team.
  • Read the manual before you need it.
Gibraltar
  • Log every taped item and fix it.
  • Walk the final with you, in writing.
  • Hand over the manual and the warranty paperwork.
Keys
08
Close

Keys at the table

Stage 13. You close with the title company, and your keys are handed to you right there. The builder warranty starts the day you close. Our contact sticker is inside the cabinet above the microwave and on the electrical panel, so you never have to hunt for the number. You are not our prospect anymore. You are a neighbor we still have to see at Publix.

You
  • Bring your ID and your lender's closing figures.
  • Take the keys. Move in.
  • Call us if something is wrong. We live here.
Gibraltar
  • Be at closing with the keys.
  • Leave the manual and warranty certificate in the house.
  • Answer the phone after you close, same as before.

Timing depends on the door you use. A finished home closes as fast as your loan does. A new build depends on the lot, the permit, and the weather, and your team gives you a completion date, not a guess.

Questions people ask on the first tour

Short answers. Your agent or our team can go deeper on any of them.

Do I need a real estate agent?

No. If you have one, bring them and name them when you sign in at the model. If you do not, our team walks you through every step above.

Can I use my own lender?

Yes. FlexCash and other builder credits are only available with one of our preferred lenders, because they underwrite you up front and close our houses on time.

When do I have to choose colors and upgrades?

Before the slab is poured there is no change-order fee. Selections are signed off by Stage 3, framing. After construction starts, a change costs $1,500 plus the work.

Can I bring my own inspector?

Yes. Tell your agent or our team ahead of time so production can be there and act on the report.

How long does it take?

A finished home closes as fast as your loan does. Ninety days from first tour to keys is a real path on standing inventory with a qualified buyer. A new build depends on the lot and permits, and you get a completion date on the contract.

I already own land. Where do I start?

Send us the address or parcel number. We check the lot, match a plan to it, and tell you whether lot equity can go toward your down payment. How building on your lot works.

Start at step two

Reading about it is step one. Walking a real house is step two. Tour a model or an available home and ask us anything above.

Request a Tour Call (321) 401-6003
Gibraltar Builders